A life insurance policy can help your family maintain the lifestyle they've grown to love and provide long-lasting financial security.
We work with the best in the business to find you the best policy. Learn more about the life insurance products we offer.
Simple and affordable way to provide financial protection for your loved ones in the event of your death. Because they wouldn’t just lose you—they’d lose all the financial support you provide.
For many, age and health issues make it difficult to get access to life insurance. If you’re aged 65-85, you’re guaranteed to be approved, regardless of your medical history and with a secure rate that will never increase, you’re covered for life.
Life Insurance Guide
A life insurance policy is a contract between you and an insurance company.
A life insurance policy is made up of these components
The person who owns the life insurance policy and is paying the premiums. Typically, this is the person who applied for and is insured under the policy, but it’s also possible to purchase a policy on behalf of someone else.
The person(s) or entity, people, business entity, or institution(s) that receive the death benefit if the policyholder dies. You can name one person (or more) as beneficiaries when you purchase a policy.
The money paid monthly or annually to keep a policy active (or “in-force”) during the term. Payment ensures that the insurance company will provide your beneficiaries with the stated benefit in the event of your passing. If you stop paying premiums, the policy lapses.
The money paid out if the insured person passes away. Death benefits are not subject to an income tax and beneficiaries generally receive the benefit in one lump-sum payment.