Financial Fitness

Insurance

A life insurance policy can help your family maintain the lifestyle they've grown to love and provide long-lasting financial security. 

We work with the best in the business to find you the best policy.  Learn more about the life insurance products we offer. 

Term Life

Simple and affordable way to provide financial protection for your loved ones in the event of your death. Because they wouldn’t just lose you—they’d lose all the financial support you provide.


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Learn more about Term Life

Whole Life

For many, age and health issues make it difficult to get access to life insurance.  If you’re aged 65-85, you’re guaranteed to be approved, regardless of your medical history and with a secure rate that will never increase, you’re covered for life.

Get a Quote

Learn more about Whole Life

HOW INSURANCE WORKS

The modern way to get Life Insurance

1

Fast and Easy

Application

Our application is simple, straightforward, and 100% online–meaning you can apply for life insurance from the comfort of your home. Most applicants don’t even need a medical exam.


2

Money Back 

Guarantee 

If you’re not happy with your policy in the first 30 days for any reason, we’ll refund your payment in full. After that, you are also free to cancel your policy at any time if it doesn't work for you, with no cancellation fees.

3

Lifetime Client

Support            

Whether you need technical support, answers to your life insurance questions, or unbiased advice from a licensed agent, our team is available to help.


4


​Start the Process

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Life Insurance Guide

If you’re new to the world of life insurance, it’s easy to get overwhelmed by all the confusing jargon and information out there. But the idea behind it is simple: Life insurance can help your family maintain the lifestyle they love and provide long-lasting financial security, should anything unexpected happen to you. It's a great way to plan ahead and protect the future you're building for your family.

The Basics

A life insurance policy is a contract between you and an insurance company.

In that contract, you agree to make payments (premiums) to the insurance company for a specified period of time (sometimes for the duration of your life), and the insurance company agrees to provide a lump-sum cash payout ("death benefit") in the event that you pass away within the duration of the policy. The contract is legally binding and government-regulated.


When you buy a life insurance policy, you pay the insurer and name beneficiaries who would typically receive a tax-free payout (death benefit) if you were to pass away while the policy is active.

A life insurance policy is made up of these components

Policyholder

The person who owns the life insurance policy and is paying the premiums. Typically, this is the person who applied for and is insured under the policy, but it’s also possible to purchase a policy on behalf of someone else.

Beneficiary

The person(s) or entity, people, business entity, or institution(s) that receive the death benefit if the policyholder dies. You can name one person (or more) as beneficiaries when you purchase a policy.

Premium

The money paid monthly or annually to keep a policy active (or “in-force”) during the term. Payment ensures that the insurance company will provide your beneficiaries with the stated benefit in the event of your passing. If you stop paying premiums, the policy lapses.

Death Benefit

The money paid out if the insured person passes away. Death benefits are not subject to an income tax and beneficiaries generally receive the benefit in one lump-sum payment.



Insurance Policies

Term Life Insurance

Term Life Insurance

Term life insurance is a simple and affordable way to provide financial protection for your loved ones in the event of your death. Because they wouldn’t just lose you—they’d lose all the financial support you provide.

With several term lengths and a wide range of coverage amounts to choose from, your life insurance policy is on your terms. Every term policy we offer includes level premiums, meaning your monthly payment will never increase during your term.  Product type, benefit amounts, and eligibility can vary by carrier.

Learn more about Term Life
Whole Life Insurance

Whole Life Insurance

For many people, age and health issues make it difficult to get access to life insurance. That’s why we have teamed up with AAA Life to offer guaranteed issue whole life insurance with a graded death benefit. If you’re aged 65-85, you’re guaranteed to be approved in a matter of minutes, regardless of your medical history (and without medical exams). For real. And with a secure rate that will never increase, you’re covered for life.

Learn more about Whole Life